Get Your ixigo AU Credit Card - Lifetime Free

Enjoy Lifetime Benefits & Rewards


Get 10% off on flights

Save up to ₹1000 on your flight bookings


₹0 PG Fee on train tickets

Enjoy zero payment gateway charges on train bookings


Get 10% off on hotels

Save up to ₹1000 on your hotel bookings


Get 10% off on buses

Save up to ₹300 on your bus bookings

Apply to get your
Lifetime free travel credit card within 30 minutes

Zero Joining Fee

No joining fee will be applicable from 15th Jan to 31st Mar '24. Activate your travel card and get 1000 ixigo money & 1000 reward points. Limited period offer.

Zero Renewal Fee

No renewal fee will be applicable from 15th Jan to 31st Mar '24. Activate your travel card and get 1000 ixigo money & 1000 reward points. Limited period offer.

Enjoy Exclusive Rewards

Get 1000 Reward Points

On one successful transaction within the first 30 days of card issuance

Get 1000 ixigo money

On one successful transaction within the first 30 days of card issuance

Other Benefits of the ixigo AU Travel Credit Card

Fuel Surcharge Waiver

Exclusive airport and railway lounge access​

Forex markup fee on credit card transactions

Reward points on train bookings

A credit card that works everywhere

Collect points with every transaction

Get 10 reward points on online transactions and 5 reward points on offline transactions. Here, 4 points are equivalent to 1 rupee.

Earn up to 10% Reward Points

Get reward points on both online & offline transactions. Redeem these points for discounts and other benefits.

Claim rewards on ixigo

Use your reward points to get additional discounts on all bookings made via ixigo.

Card Management Made Easy!

View transactions, manage card limit, earn rewards, pay bills & more

Frequently Asked questions

The ixigo AU Credit Card is a co-branded credit card launched by ixigo in partnership with AU Small Finance Bank. You can apply for this credit card to save on your travel bookings, as well as online and offline transactions. For detailed information, please refer to our Terms and Conditions.

To be eligible for the ixigo AU Credit Card, the applicant must:

  • Be a registered user of any of the ixigo apps.
  • Meet the age requirement: 21 to 60 years old.
  • Be an Indian resident.

Currently, the ixigo AU Credit Card is only available for new AU Bank Credit Card customers. However, we are actively working on enabling it for existing customers as well.

Customers can enjoy the following travel benefits with ixigo AU Credit Card –

  • Instant discounts on flights, buses, and hotel bookings made via ixigo
  • Accelerated reward points and zero P.G. fee for train bookings on ixigo
  • 16 railway and airport lounges + 1 international airport lounge access per year
  • 1% fuel surcharge waiver of up to Rs. 250 per month for road expeditions

Yes, an annual fee is applicable on the ixigo AU Credit Card. However, this fee is only charged if the retail spend waiver condition is not met. The joining fee is Rs. 999 + GST, but it can be waived if the cardholder spends Rs. 1,000 within the first 30 days of card issuance. The renewal fee of Rs. 999 + GST can also be waived if the cardholder spends Rs. 1,00,000 in the previous year. Both annual and joining fee will be waived off for card applications from 15th Jan to 31st Mar ’24.

You can get up to 3 lifetime free ‘Add-on Credit Cards’ issued to your family members. There’s no annual fee applicable to add-on cards.

ixigo AU Credit Card enhances the banking experience for customers by awarding them reward points for transactions made via the card. Card holders can earn reward points on train bookings made via ixigo and on all online & offline transactions (excluding fuel, rent, wallet, and jewellery expenses). The accumulated reward points can be redeemed for ixigo money vouchers to get instant discounts on the ixigo platform. In addition to ixigo, these points can also be redeemed for various products and services, including e-gift cards, merchandise, cinema tickets, recharges, and more from a range of online and offline merchants. To view your reward points balance, redeem the reward points, or learn more about the program, you can access the ‘Card management’ flow on the ixigo app. Alternatively, you can visit

The value of 1 reward point is 0.25 paise across all categories, except e-vouchers, where 1 reward point is equivalent to 0.20 paise. The value of 1 reward point is 0.50 paise on ixigo money redemption.

Once the transaction is posted in your card account, the eligible reward points are credited within 5 working days. To check your latest reward points balance, please visit the ‘Card management’ section on the ixigo app or visit

You will earn reward points or cashback only for POS and Online retail transactions, excluding those related to fuel, wallets, jewellery, rent, and insurance. Please note that any other transactions such as balance transfers, EMIs, cash withdrawals, and charges, among others, are not considered for accruing cashback or reward points. Primary cardholder earns eligible cashback or reward points, as per the card’s features, for transactions made using add-on cards as well.


You can earn a maximum of 10,000 reward points per month.

By proceeding, you agree to the cardholder T&C and MITC