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Rupali Khanna Feb 04 2014

Should I avail a travel insurance while travelling abroad?

Mercy Jacob Feb 04 2014
2 people found this answer useful Useful ?Yes

Travel insurance is insurance that covers your medical expenses, financial default of travel suppliers, and other losses incurred while travelling, either within one's own country, or internationally. Be secure and free while travelling so that you can enjoy to the fullest without worrying about unforeseen events.

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Travel Insurance protects the travellers during their holiday and ensures that their trip is not ruined. It is indeed essential to take up a policy as it gives you a peace of mind to make the most of your holiday experience and all your concerns over losing the financial investment in a trip over an accident gets over!

Here are few trips that one should remember by taking up a Travel Insurance Policy :-

Read your Policy Carefully - One must read the policy and make sure all benefits such as hospital expenses, ambulance charges, emergency medical assistance are available for you in the policy according to your needs. Understand the benefits and limitations of your coverage before you go.

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Know where you go
- Get an idea of the city you are travelling too and if its an expensive place then an insurance is a must. Also if you plan to try your hand at hiking, scuba diving, downhill skiing, surfing - do make sure that you are secured by an insurance that covers such activities.

Be sensible about the excess
- All expensive policies are not the right policy for you. Choose your policy according to your requirements.

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Choose Annual/Comprehensive cover if you travel often
: Instead of taking up policies frequently, one can take up an annual plan if one travels often for holidays or for business purposes. A comprehensive insurance package is probably the best value, this will help you save time and money.

While packing your bags for your next trip, don’t forget to carry your Travel Insurance along. Put your mind at ease and feel confident while experiencing all the happiest trips of your lifetime!

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