ixigo Credit – Your Ticket to Stress-Free Travel!

Planning a trip but worried about the cost? Say hello to ixigo Credit, a flexible payment option that lets you book now and pay later! Get instant credit of up to ₹1 lakh, with the choice to repay in the next billing cycle or convert it into easy EMIs. Now, you can book your train and flight tickets without paying the full amount upfront, making travel more accessible and affordable.

Planning a Trip? ✈️ 

What is ixigo Credit?

ixigo Credit lets you book train or flight tickets instantly and pay later. You can choose to defer payment or split it into easy 2- or 3-month No/Low-Cost EMIs. This provides complete financial flexibility, ensuring you never have to postpone your journey due to budget constraints.


How to Get Started?

Simply update your ixigo app, head to the payment page, and check your eligibility for ixigo Credit in the recommended payment options or in the PayLater and Easy EMI section. With flexible No Cost EMI and Pay Later options, your next train or flight journey is just a tap away!

How Does ixigo Credit Work?

For New Users:

1. Select your preferred train/flight on the ixigo app.
2. On the payment page, choose ‘PayLater & Easy EMI’.
3. Select ixigo Credit and verify eligibility using your mobile number, PAN Card, or Aadhar Card.
4. Based on your credit score and underlying NBFCs eligibility criteria, you’ll receive a credit limit (PayLater, EMI, or both).
5. If your credit limit is higher than the payable amount, use it to complete the booking instantly!
   
   

For Existing Users:

1. Select your train/flight on the ixigo app.
2. On the payment page, choose ‘PayLater & Easy EMI’.
3. Select ixigo EMI or ixigo PayLater based on your eligibility and available limits.
4. Use your approved credit limit to book your tickets effortlessly.
   

Why Choose ixigo Credit for Train and Flight Bookings?

✅ Travel Now, Pay Later – Book your tickets without immediate payment.

✅ Zero Upfront Payment – Secure your tickets without financial strain.

✅ Flexible EMI Options – Pay in easy 2-6 month installments.

✅ Instant Eligibility Check – Quick verification process with instant approval*.

✅ No Credit Card Required – Completely cardless EMI solution.

✅ Faster Payments – Seamless and quick transactions for hassle-free bookings.

✅ Instant Refunds – Get your money back instantly on cancellations.

*Quick verification via mobile, with most users getting instant approval. Some may need to enter PAN, while KYC is required only for new-to-credit users for further verification.

Who Can Benefit from ixigo Credit?

ixigo Credit is designed for travellers who are looking for affordable and convenient payment solutions to book their tickets hassle-free and pay later. Whether you’re a daily commuter, a budget traveller, or someone planning a last-minute trip, ixigo Credit ensures your journey is smooth and stress-free.