ixigo AU Credit Card
Ideal for international travel, the ixigo AU Credit Card comes with zero forex markup, helping you save on every spend abroad.
1% fuel surcharge waiver of up to ₹250 per month.
Exclusive Travel Deals For Every Journey
Access curated offers across flights, stays, buses and trains.
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Exclusive Benefits
from Day One
₹1000
ixigo money
On successful activation of card.
1000
Reward Points
On successful activation of card.
5000
Reward Points
On spends of ₹75,000 or more per calendar quarter.
5
Reward Points
For every ₹200 spent online, offline or via QR Payment on UPI.
ixigo
Travel Benefits
Unlock exclusive savings on flight, train, bus and hotel bookings on ixigo.
Works with every brand
Frequently Asked Questions
The ixigo AU Credit Card is a co-branded, lifetime-free travel credit card issued by AU Small Finance Bank in partnership with ixigo, available in Visa and RuPay variants.
Yes, the ixigo AU Credit Card is a lifetime free travel credit card. There is no joining fee and no annual or renewal fee for either the Visa or RuPay variant. Add-on cards are also free. Unlike cards that waive the fee in the first year only, this card carries no fee at any point during your card membership.
No. You do not need an existing AU Bank savings or current account to apply for the ixigo AU Credit Card. The card is open to all eligible applicants regardless of their banking relationship. You can apply through ixigo.com or the ixigo app.
A co-branded credit card is issued jointly by a bank and a brand partner. The brand partner provides additional benefits specific to their platform. In this case, ixigo provides booking discounts and ixigo money credits on flights, hotels, trains, and buses booked through its platform. AU Small Finance Bank issues the card and handles the banking and credit functions. Together, they create a card that combines banking features with travel-platform benefits.
The online application takes under 5 minutes to complete. Once submitted, an approval decision usually comes within 24–48 hours. After approval, the card is physically dispatched and typically delivered within 5–7 business days to your registered address.
The credit limit is determined by AU Bank at the time of application based on your profile, such as income and credit history. There is no fixed limit applicable to all cardholders.
A travel credit card is designed with features specifically relevant to travellers, such as reward points on travel bookings, lounge access, forex markup benefits, travel insurance, and co-branded platform discounts. A regular or general-purpose credit card typically offers flat cashback or reward points across all categories without any travel-specific features. For frequent travellers, a travel credit card usually delivers significantly more value over time.